NC Mortgage Brokers
9 Exchange Place, IFSC, Dublin 1
NC Mortgage Brokers is a long-established Dublin 1 broker based in the IFSC, trading as part of National Credit Financial Services — founded in 1937 and specialising in first-time buyer, mover, switcher, remortgage, and life cover advice.
About NC Mortgage Brokers
NC Mortgage Brokers operates from 9 Exchange Place in the IFSC, Dublin 1 — the trading name of National Credit Financial Services, a firm that has been providing mortgage and financial services advice in Ireland since 1937. With well over 80 years of continuous operation, this is one of the oldest established intermediaries in the Irish market, and the long institutional memory shows in how they approach client cases.
For first-time buyers, the team guides clients from initial affordability assessment through Help to Buy and First Home Scheme eligibility, approval in principle, lender selection, and drawdown — drawing on relationships built up over decades with the leading Irish banks and mortgage lenders. The firm's positioning as an independent broker gives them genuine breadth of lender panel, which matters in a market where any one bank's criteria can put up unexpected obstacles.
Movers and home-changers benefit from the team's experience managing the financial logistics of a property chain — coordinating the existing mortgage, new borrowing, and solicitor workflow so that timings line up. Remortgage and switcher clients get a rigorous comparison of current-market rates, cashback offers, and any break fee implications, producing a clear quantified view of whether a switch will deliver real value.
Beyond mortgages, NC Mortgage Brokers offers life cover, mortgage protection, and other insurance products through the wider National Credit Financial Services business — regulated by the Central Bank of Ireland. For clients who value longevity, continuity, and a central Dublin 1 IFSC location that's convenient for city-centre professionals, NC is a capable and seasoned choice.
Specialties & Services
- First-time buyer
- Mover
- Switcher
- Refinance
- Protection
Frequently asked questions about NC Mortgage Brokers
How do I contact NC Mortgage Brokers?
You can contact NC Mortgage Brokers by phone on +353 1 635 4600, by email at [email protected], or through their website at https://www.ncmortgagebrokers.ie. Their office is located at 9 Exchange Place, IFSC, Dublin 1. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does NC Mortgage Brokers serve?
NC Mortgage Brokers is based in Dublin City Centre, Dublin 1, and regularly advises clients across Dublin City Centre and the wider Dublin 1 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does NC Mortgage Brokers work with first-time buyers?
Yes. NC Mortgage Brokers lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can NC Mortgage Brokers help me switch my mortgage?
Yes — NC Mortgage Brokers lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
What should I expect at a first meeting with NC Mortgage Brokers?
An initial meeting with NC Mortgage Brokers is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does NC Mortgage Brokers charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask NC Mortgage Brokers to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Is NC Mortgage Brokers affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with NC Mortgage Brokers. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does NC Mortgage Brokers have a website?
Yes — you can visit NC Mortgage Brokers's website at https://www.ncmortgagebrokers.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.