DSOB Financial Services
148 Phibsboro Road, Phibsboro, Dublin 7
DSOB Financial Services on Phibsboro Road offers localised residential and investment mortgage advice for Dublin 7 residents who value a straightforward, community-based approach.
About DSOB Financial Services
DSOB Financial Services occupies a well-positioned Phibsboro Road address, providing residential and investment mortgage advice to clients in one of Dublin's most dynamic inner-city neighbourhoods. With a 4.4-star rating across 20 reviews, the firm is a dependable choice for those who want accessible, face-to-face advice from someone embedded in the local community.
The broker focuses on residential mortgages for those buying or remortgaging in the Phibsborough, Cabra, and Dublin 7 area — a market that has seen substantial price growth and strong demand from young professional buyers. DSOB's advisors understand the nuances of local property values and can help buyers form realistic expectations while identifying the best available financing options.
For investment property clients, the team has experience structuring buy-to-let applications and can advise on rental yield, the 70% LTV cap on investment mortgages, and how rental income is treated by lenders — all critical considerations for applicants looking to use projected rental returns to support their borrowing case.
As a local practice rather than a national chain, DSOB offers the kind of direct, no-frills service where you're dealing with the same person from initial enquiry to drawdown — a reassuring consistency in what can otherwise feel like an impersonal financial process.
Specialties & Services
- Residential
- Investment
Frequently asked questions about DSOB Financial Services
How do I contact DSOB Financial Services?
Use the contact buttons on this page to reach DSOB Financial Services directly by phone, email, or their website. An initial consultation is typically free and without obligation, so it is worth making contact before committing to a broker.
What areas does DSOB Financial Services serve?
DSOB Financial Services is based in Phibsborough, Dublin 7, and regularly advises clients across Phibsborough and the wider Dublin 1 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does DSOB Financial Services arrange buy-to-let or investment mortgages?
Yes — DSOB Financial Services lists investment and buy-to-let mortgages as one of their specialisms. Buy-to-let lending in Ireland typically requires a larger deposit (often 30% or more), a lower maximum loan-to-value, and stress-tested rental income. A specialist broker will know which lenders are actively writing investment business.
What should I expect at a first meeting with DSOB Financial Services?
An initial meeting with DSOB Financial Services is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does DSOB Financial Services charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask DSOB Financial Services to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for DSOB Financial Services come from?
The rating shown for DSOB Financial Services — 4.4 from 20 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is DSOB Financial Services affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with DSOB Financial Services. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.