moneysherpa
Dublin (Online)
moneysherpa is a Dublin-based online mortgage broker ranked Ireland's #1 broker, rated 4.9 stars across 420+ reviews for first-time buyer, switcher, and self-employed advice nationwide.
About moneysherpa
moneysherpa has earned the title of Ireland's #1 Mortgage Broker — and with a 4.9-star rating across over 420 reviews, it's a claim that the numbers support. Founded by Irish finance and media professionals who recognised the need for genuinely unbiased, high-quality mortgage guidance, moneysherpa operates as a fully online brokerage, meaning clients across Dublin and Ireland can access their service without ever needing to visit an office.
The all-digital model doesn't compromise on depth. moneysherpa provides dedicated mortgage advisors who guide clients from initial assessment through to drawdown, including coordination of surveying, solicitor referral, and insurance management. Their Digital Mortgage Experience means you can track your application, communicate with your advisor, and access resources 24/7 through their online portal — a level of transparency and accessibility that traditional office-based brokers simply can't match.
Their self-employed advisory service is particularly well-regarded, reflecting a careful approach to packaging certified accounts and Form 11 tax returns and identifying the lenders best positioned to evaluate non-standard applicant profiles fairly. First-time buyer clients praise the educational approach — moneysherpa invests heavily in guiding buyers through Help to Buy, the First Home Scheme, and securing approval in principle before they apply, resulting in better-prepared applications and faster approvals.
For switchers, the moneysherpa process includes a rigorous remortgage market comparison — weighing cashback incentives against any break fee — and an honest assessment of whether switching is worth your while. All advice is provided on a fair-analysis basis, and the service is free to clients — funded by lender commissions at a consistent rate, regardless of which lender you choose. For a completely modern, transparent, and genuinely excellent mortgage broking experience, moneysherpa is hard to beat.
Specialties & Services
- First-time buyer
- Switcher
- Self-employed
- Online
Frequently asked questions about moneysherpa
How do I contact moneysherpa?
moneysherpa operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 513 2988, by email at [email protected], or through their website at https://moneysherpa.ie. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does moneysherpa serve?
moneysherpa is based in Dublin City Centre, Dublin 2, and regularly advises clients across Dublin City Centre and the wider Dublin 2 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does moneysherpa work with first-time buyers?
Yes. moneysherpa lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can moneysherpa help me switch my mortgage?
Yes — moneysherpa lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does moneysherpa work with self-employed applicants?
Yes. moneysherpa lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.
What should I expect at a first meeting with moneysherpa?
An initial meeting with moneysherpa is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does moneysherpa charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask moneysherpa to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for moneysherpa come from?
The rating shown for moneysherpa — 4.9 from 420 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is moneysherpa affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with moneysherpa. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does moneysherpa have a website?
Yes — you can visit moneysherpa's website at https://moneysherpa.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.