Nova Mortgages
Dublin (Citywide)
Nova Mortgages delivers 4.8-star mortgage advice across Dublin, with a strong reputation for guiding first-time buyers and self-employed applicants through the full mortgage process efficiently and transparently.
About Nova Mortgages
Nova Mortgages operates citywide from a Dublin base, serving first-time buyers, switchers, and self-employed clients across the Greater Dublin area with a consistent 4.8-star rating backed by 82 client reviews. The team has built a clear reputation for being responsive, knowledgeable, and genuinely invested in client outcomes.
Self-employed mortgage advice is a recognised strength at Nova. The team understands the documentation requirements — certified accounts, Form 11 tax returns, the income-assessment approaches used by different lenders, and the way that business structures (sole trader, limited company, partnership) affect how your income is presented and evaluated. For Dublin's growing population of contractors, freelancers, and business owners, Nova's expertise in this area is directly valuable.
First-time buyers benefit from Nova's structured approach to pre-application preparation — including Help to Buy and First Home Scheme eligibility, securing approval in principle early, identifying the most appropriate lenders, and arriving at application stage with all documentation in order. In a competitive Dublin market, being fully prepared ahead of your property search is a real advantage.
Switchers receive honest, quantified remortgage assessments of what a move to a new lender would actually deliver — accounting for cashback incentives and any break fee, not just the headline rate comparison. Nova's citywide coverage means their understanding of Dublin market conditions across all postcodes is broad and current, and their straightforward communication style is consistently appreciated by clients.
Specialties & Services
- First-time buyer
- Switcher
- Self-employed
Frequently asked questions about Nova Mortgages
How do I contact Nova Mortgages?
Nova Mortgages operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 525 2700, by email at [email protected], or through their website at https://novamortgages.ie. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does Nova Mortgages serve?
Nova Mortgages is based in Dublin City Centre, Dublin 2, and regularly advises clients across Dublin City Centre and the wider Dublin 2 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Nova Mortgages work with first-time buyers?
Yes. Nova Mortgages lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can Nova Mortgages help me switch my mortgage?
Yes — Nova Mortgages lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does Nova Mortgages work with self-employed applicants?
Yes. Nova Mortgages lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.
What should I expect at a first meeting with Nova Mortgages?
An initial meeting with Nova Mortgages is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Nova Mortgages charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Nova Mortgages to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Nova Mortgages come from?
The rating shown for Nova Mortgages — 4.8 from 82 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Nova Mortgages affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Nova Mortgages. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does Nova Mortgages have a website?
Yes — you can visit Nova Mortgages's website at https://novamortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.