Howth Financial Services Ltd
Howth House, Harbour Road, Howth, Co. Dublin
Howth Financial Services Ltd is a Howth-based mortgage and protection broker on Harbour Road, rated 4.5 stars across 25 reviews for residential and investment advice along Dublin's coastal DART corridor.
About Howth Financial Services Ltd
Howth Financial Services Ltd operates from Howth House on the Harbour Road, serving a property market that consistently ranks among the most desirable in Greater Dublin. The Howth, Sutton, and Clontarf peninsula area sees strong demand for higher-value family homes and investment properties, and the team at Howth Financial understands the specific dynamics of financing in this premium coastal market.
Their 4.5-star rating across 25 reviews reflects a boutique, relationship-driven practice where clients deal directly with experienced advisors rather than being passed along a call centre queue. For residential purchasers in Howth and the surrounding DART corridor, the broker provides tailored mortgage structuring that accounts for both the higher price points and the lifestyle expectations of buyers in this area.
Investment clients benefit from local insight into rental yield patterns along the Howth Road and the financial structuring — including interest-only option choices — best suited to coastal and period properties. The team's familiarity with the particular considerations of lending on older stock and high-value properties is a genuine differentiator.
If you're buying or investing in the Howth, Sutton, Baldoyle, or Portmarnock area and want an adviser who understands the local market as well as the lending landscape, Howth Financial Services is a well-established local name worth calling.
Specialties & Services
- Residential
- Investment
Frequently asked questions about Howth Financial Services Ltd
How do I contact Howth Financial Services Ltd?
Use the contact buttons on this page to reach Howth Financial Services Ltd directly by phone, email, or their website. An initial consultation is typically free and without obligation, so it is worth making contact before committing to a broker.
What areas does Howth Financial Services Ltd serve?
Howth Financial Services Ltd is based in Howth, Co. Dublin, and regularly advises clients across Howth and the wider Dublin 3 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Howth Financial Services Ltd arrange buy-to-let or investment mortgages?
Yes — Howth Financial Services Ltd lists investment and buy-to-let mortgages as one of their specialisms. Buy-to-let lending in Ireland typically requires a larger deposit (often 30% or more), a lower maximum loan-to-value, and stress-tested rental income. A specialist broker will know which lenders are actively writing investment business.
What should I expect at a first meeting with Howth Financial Services Ltd?
An initial meeting with Howth Financial Services Ltd is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Howth Financial Services Ltd charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Howth Financial Services Ltd to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Howth Financial Services Ltd come from?
The rating shown for Howth Financial Services Ltd — 4.5 from 25 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Howth Financial Services Ltd affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Howth Financial Services Ltd. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.