Mortgages.ie (Finance Company of Ireland)
Ballsbridge, Dublin 4
Mortgages.ie, trading as Finance Company of Ireland from Ballsbridge, combines deep market credibility with a 4.7-star rating across 230 reviews — a comprehensive broker for first-time buyers, investors, switchers, and self-employed applicants.
About Mortgages.ie (Finance Company of Ireland)
Mortgages.ie — operating as Finance Company of Ireland from their Ballsbridge base — has built one of the most substantial review profiles of any Dublin mortgage broker, with a 4.7-star rating across 230 client reviews. That volume of feedback, consistently positive, reflects a brokerage that has been delivering high-quality mortgage advice to a wide range of clients for many years.
Based on Pembroke Road in Ballsbridge, they serve a client base as diverse as the city itself: first-time buyers taking their initial steps — including Help to Buy and approval in principle preparation — self-employed applicants navigating more complex income assessments, investors managing growing property portfolios, and switchers weighing a remortgage with cashback and break fee considerations against their current mortgage terms. Across all four categories, the team applies the same thorough, systematic approach.
Self-employed mortgage advice is a particular strength. Finance Company of Ireland advisors understand the certified accounts and Form 11 tax returns required for non-PAYE income, and they know which institutions currently apply the most pragmatic approach to different business structures. For contractors and business owners who have been turned down or put off by a direct bank approach, their expertise in this space often leads to different and better outcomes.
Investment clients benefit from the team's broad experience across residential and buy-to-let financing — including rental yield analysis, interest-only options, the 70% LTV cap on buy-to-let, portfolio structuring, and the lender relationships that enable efficient approval for repeat investors. For anyone looking for a proven, credentialed, and comprehensively capable mortgage broker in Dublin, Mortgages.ie is a thoroughly established choice.
Specialties & Services
- First-time buyer
- Switcher
- Investment
- Self-employed
Frequently asked questions about Mortgages.ie (Finance Company of Ireland)
How do I contact Mortgages.ie (Finance Company of Ireland)?
You can contact Mortgages.ie (Finance Company of Ireland) by phone on +353 1 660 4363, by email at [email protected], or through their website at https://www.mortgages.ie. Their office is located at Ballsbridge, Dublin 4. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does Mortgages.ie (Finance Company of Ireland) serve?
Mortgages.ie (Finance Company of Ireland) is based in Ballsbridge, Dublin 4, and regularly advises clients across Ballsbridge and the wider Dublin 4 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Mortgages.ie (Finance Company of Ireland) work with first-time buyers?
Yes. Mortgages.ie (Finance Company of Ireland) lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can Mortgages.ie (Finance Company of Ireland) help me switch my mortgage?
Yes — Mortgages.ie (Finance Company of Ireland) lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does Mortgages.ie (Finance Company of Ireland) work with self-employed applicants?
Yes. Mortgages.ie (Finance Company of Ireland) lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.
Does Mortgages.ie (Finance Company of Ireland) arrange buy-to-let or investment mortgages?
Yes — Mortgages.ie (Finance Company of Ireland) lists investment and buy-to-let mortgages as one of their specialisms. Buy-to-let lending in Ireland typically requires a larger deposit (often 30% or more), a lower maximum loan-to-value, and stress-tested rental income. A specialist broker will know which lenders are actively writing investment business.
What should I expect at a first meeting with Mortgages.ie (Finance Company of Ireland)?
An initial meeting with Mortgages.ie (Finance Company of Ireland) is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Mortgages.ie (Finance Company of Ireland) charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Mortgages.ie (Finance Company of Ireland) to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Mortgages.ie (Finance Company of Ireland) come from?
The rating shown for Mortgages.ie (Finance Company of Ireland) — 4.7 from 230 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Mortgages.ie (Finance Company of Ireland) affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Mortgages.ie (Finance Company of Ireland). We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does Mortgages.ie (Finance Company of Ireland) have a website?
Yes — you can visit Mortgages.ie (Finance Company of Ireland)'s website at https://www.mortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.