MortgageLine
Drumcondra, Dublin 9
MortgageLine is a Drumcondra-based Dublin mortgage broker with 20+ years' experience, ranked #1 in Dublin by HeyDublin.ie with 900+ five-star reviews across first-time buyer, switcher, self-employed, and mover cases.
About MortgageLine
MortgageLine has been a cornerstone of the Dublin mortgage market for over two decades, earning a reputation as the city's top-rated broker — a title backed by more than 900 five-star reviews on Google and Trustpilot and recognition as the #1 Mortgage Broker in Dublin by HeyDublin.ie. Based in Drumcondra and serving clients across north Dublin and beyond, the team combines deep market knowledge with a genuinely personal approach.
The brokerage works across a wide panel of Ireland's leading lenders — including Bank of Ireland, PTSB, Haven, ICS Mortgages, MoCo, and Nua Money — meaning they can shop the full market rather than defaulting to a single institution. Whether you're a first-time buyer nervously taking your first steps, a self-employed applicant navigating complex income assessments, or someone ready to remortgage to a better rate (including cashback and lender-incentive offers), MortgageLine tailors its approach to your situation. First-time buyers get clear guidance on Help to Buy, the First Home Scheme, and securing approval in principle before making an offer. For self-employed clients, the team packages certified accounts and Form 11 tax returns so lenders see a clean, consistent income story.
Clients consistently praise the team for taking the stress out of an already high-pressure process: fast response times, clear explanations at every stage, and support that doesn't disappear after approval. They also advise on life assurance, mortgage protection, and home insurance — handling the full picture so you don't have to chase multiple providers.
If you want a broker with a proven track record, a transparent process, and the kind of client care that generates near-unanimous five-star feedback, MortgageLine is the benchmark in Dublin.
Specialties & Services
- First-time buyer
- Switcher
- Self-employed
- Mover
Frequently asked questions about MortgageLine
How do I contact MortgageLine?
You can contact MortgageLine by phone on +353 1 524 0085, by email at [email protected], or through their website at https://mortgageline.ie. Their office is located at Drumcondra, Dublin 9. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does MortgageLine serve?
MortgageLine is based in Drumcondra, Dublin 9, and regularly advises clients across Drumcondra and the wider Dublin 5 area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does MortgageLine work with first-time buyers?
Yes. MortgageLine lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can MortgageLine help me switch my mortgage?
Yes — MortgageLine lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does MortgageLine work with self-employed applicants?
Yes. MortgageLine lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.
What should I expect at a first meeting with MortgageLine?
An initial meeting with MortgageLine is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does MortgageLine charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask MortgageLine to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for MortgageLine come from?
The rating shown for MortgageLine — 4.9 from 900 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is MortgageLine affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with MortgageLine. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does MortgageLine have a website?
Yes — you can visit MortgageLine's website at https://mortgageline.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.