Pangea Mortgages Stillorgan
Stillorgan, Co. Dublin
Pangea Mortgages Stillorgan delivers 4.9-star mortgage advice to one of south Dublin's most established residential villages — expert guidance for high-value purchases, first-time buyers, and switchers.
About Pangea Mortgages Stillorgan
Pangea Mortgages' Stillorgan office serves the affluent residential heartland of south County Dublin — a mature, well-established market characterised by quality family homes and consistently strong property values. With a 4.9-star rating across 85 reviews, the local team brings the full Pangea expertise to one of Dublin's most desirable residential areas.
Stilorgan, Foxrock, Kilmacud, and the surrounding areas attract a buyer profile that often includes high-value purchases, equity-rich upgraders, and professionals with complex income structures. Pangea's high-value mortgage specialism is directly relevant here, and the team's experience navigating the LTI/LTV exception policy under Central Bank macroprudential rules, larger loan applications, multiple income sources, and complex financial situations is well applied to the Stillorgan market.
First-time buyers seeking to enter this competitive property market face real challenges — pricing is at a premium and competition is stiff. Pangea's systematic approach to Help to Buy and First Home Scheme eligibility, securing approval in principle early, and maximising borrowing capacity within responsible limits, combined with their knowledge of which lenders are most receptive to different applicant profiles, gives first-time buyers in Stillorgan the best possible foundation.
Switchers in the area benefit from Pangea's rigorous remortgage analysis: checking existing rates against the full market, calculating net savings after cashback incentives and any break fee, and managing the switching process efficiently once a decision is made. For south Dublin buyers and homeowners, the Stillorgan office delivers the consistent, premium-quality service that Pangea's network is known for.
Specialties & Services
- First-time buyer
- Switcher
- High-value
Frequently asked questions about Pangea Mortgages Stillorgan
How do I contact Pangea Mortgages Stillorgan?
Pangea Mortgages Stillorgan operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 515 1000, by email at [email protected], or through their website at https://pangeamortgages.com/mortgage-broker-dublin/stillorgan. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does Pangea Mortgages Stillorgan serve?
Pangea Mortgages Stillorgan is based in Stillorgan, Co. Dublin, and regularly advises clients across Stillorgan and the wider Dún Laoghaire–Rathdown area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Pangea Mortgages Stillorgan work with first-time buyers?
Yes. Pangea Mortgages Stillorgan lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can Pangea Mortgages Stillorgan help me switch my mortgage?
Yes — Pangea Mortgages Stillorgan lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
What should I expect at a first meeting with Pangea Mortgages Stillorgan?
An initial meeting with Pangea Mortgages Stillorgan is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Pangea Mortgages Stillorgan charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Pangea Mortgages Stillorgan to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Pangea Mortgages Stillorgan come from?
The rating shown for Pangea Mortgages Stillorgan — 4.9 from 85 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Pangea Mortgages Stillorgan affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Pangea Mortgages Stillorgan. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does Pangea Mortgages Stillorgan have a website?
Yes — you can visit Pangea Mortgages Stillorgan's website at https://pangeamortgages.com/mortgage-broker-dublin/stillorgan to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.