JC Mortgages
24 Millrace Road, Phoenix Park Racecourse, Dublin 15
JC Mortgages in Blanchardstown holds a 4.9-star rating across 160 reviews, delivering exceptional mortgage advice for first-time buyers, movers, and refinance clients across Dublin 15 and west Dublin.
About JC Mortgages
JC Mortgages has firmly established itself as one of west Dublin's highest-rated mortgage brokers, with a 4.9-star rating built on over 160 client reviews. Based off the Phoenix Park Racecourse complex in Blanchardstown, they serve a large and fast-growing Dublin 15 population — an area that consistently attracts first-time buyers and growing families seeking space and value.
First-time buyers make up a significant portion of the JC Mortgages client base, and the team's experience in this space is evident in the quality of preparation they provide. From the first consultation through to loan offer, clients are guided clearly and consistently — with the team managing lender communication, Help to Buy paperwork, securing approval in principle early, chasing documentation, and flagging issues before they become problems.
Movers benefit from the broker's experience handling the financial complexity of simultaneous transactions: selling a property while purchasing another requires careful mortgage timing, and JC Mortgages has the experience to keep that process on track. For refinance clients, the team provides honest remortgage comparisons — weighing cashback offers against any break fee payable on your current deal — so you have the information you need to make a decision that's genuinely in your interest.
With near-perfect ratings and a strong reputation in the Dublin 15, Castleknock, and Blanchardstown communities, JC Mortgages is the kind of broker that most of its new clients arrive through personal recommendation — a reliable sign of consistently excellent work.
Specialties & Services
- First-time buyer
- Refinance
- Mover
Frequently asked questions about JC Mortgages
How do I contact JC Mortgages?
You can contact JC Mortgages by phone on +353 1 820 0880, by email at [email protected], or through their website at https://www.jcmortgages.ie. Their office is located at 24 Millrace Road, Phoenix Park Racecourse, Dublin 15. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does JC Mortgages serve?
JC Mortgages is based in Blanchardstown, Dublin 15, and regularly advises clients across Blanchardstown and the wider Fingal area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does JC Mortgages work with first-time buyers?
Yes. JC Mortgages lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
What should I expect at a first meeting with JC Mortgages?
An initial meeting with JC Mortgages is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does JC Mortgages charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask JC Mortgages to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for JC Mortgages come from?
The rating shown for JC Mortgages — 4.9 from 160 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is JC Mortgages affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with JC Mortgages. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does JC Mortgages have a website?
Yes — you can visit JC Mortgages's website at https://www.jcmortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.