MC Financial
Unit 1, Coolmine Enterprise Centre, Coolmine Industrial Estate, Blanchardstown, Dublin 15, D15 WN6W
MC Financial is a 5-star-rated independent mortgage broker based in Coolmine, Blanchardstown, led by Michael Curtin and serving Dublin 15 first-time buyers, switchers, and self-employed applicants since 2013.
About MC Financial
MC Financial was founded in 2013 by Michael Curtin (a former lender-side professional) and operates out of Unit 1, Coolmine Enterprise Centre in Blanchardstown — a genuine Dublin 15 local broker rather than a citywide chain with a satellite. The firm is regulated by the Central Bank of Ireland (CBOI reference C85792) and trades as M&E Curtin (Financial Services) Limited.
The Google profile shows a near-unanimous 5-star rating across more than 170 reviews, with clients repeatedly highlighting the team's responsiveness (email replies described as arriving within minutes) and willingness to explain the process in plain language. First-time buyers in Blanchardstown, Castleknock, Clonsilla, Ongar, and Tyrrelstown find MC Financial particularly helpful for navigating Help to Buy, the First Home Scheme, and approval in principle before bidding on a property.
Switchers get a systematic remortgage review across the full panel of lenders MC Financial is appointed to, including cashback offers and break-fee analysis. Self-employed applicants benefit from Michael's experience packaging certified accounts and tax returns so lenders see a clean income story. The brokerage also advises on life assurance, mortgage protection, income protection, and pensions — giving Dublin 15 clients a single point of contact for the full financial picture.
For buyers and switchers across Blanchardstown, Coolmine, Clonsilla, Ongar, Tyrrelstown, and Castleknock, MC Financial offers a rare combination of a genuinely local office, a long-standing 5-star reputation, and access to every major Irish mortgage lender.
Specialties & Services
- First-time buyer
- Switcher
- Mover
- Self-employed
- Protection
- Pensions
Frequently asked questions about MC Financial
How do I contact MC Financial?
You can contact MC Financial by phone on +353 1 822 8022, by email at [email protected], or through their website at https://mcfinancial.ie. Their office is located at Unit 1, Coolmine Enterprise Centre, Coolmine Industrial Estate, Blanchardstown, Dublin 15, D15 WN6W. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does MC Financial serve?
MC Financial is based in Blanchardstown, Dublin 15, and regularly advises clients across Blanchardstown and the wider Fingal area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does MC Financial work with first-time buyers?
Yes. MC Financial lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can MC Financial help me switch my mortgage?
Yes — MC Financial lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does MC Financial work with self-employed applicants?
Yes. MC Financial lists self-employed mortgages as one of their specialisms. Self-employed applications typically require two to three years of certified accounts, recent tax returns, and evidence of drawings — a broker who specialises in this area will know which lenders treat self-employed income most favourably.
What should I expect at a first meeting with MC Financial?
An initial meeting with MC Financial is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does MC Financial charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask MC Financial to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for MC Financial come from?
The rating shown for MC Financial — 5 from 171 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is MC Financial affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with MC Financial. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does MC Financial have a website?
Yes — you can visit MC Financial's website at https://mcfinancial.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.