AM Financial
Malahide, Co. Dublin
AM Financial in Malahide combines local coastal market knowledge with a 4.7-star advisory track record, serving first-time buyers, residential purchasers, and investors across north county Dublin.
About AM Financial
AM Financial has established a strong presence in Malahide, serving both the coastal village's premium property market and the broader north Fingal commuter corridor. Their 4.7-star rating across 55 reviews reflects a team that brings genuine local knowledge to mortgage advice — understanding not just the lending landscape but the specific dynamics of buying property in this part of Dublin.
For first-time buyers looking at Malahide and the surrounding north county Dublin areas, AM Financial provides practical, grounded guidance through what is often an expensive and competitive entry into the property market. Their advisors take time to assess your borrowing capacity honestly, check Help to Buy eligibility, secure approval in principle early, identify the most competitive lenders for your situation, and walk you through the full timeline from mortgage application to key handover.
Residential clients across the Portmarnock, Kinsealy, and broader Fingal area benefit from AM Financial's knowledge of the local property market as well as their access to a wide panel of lenders. Whether you're upgrading to a larger family home, downsizing, or remortgaging to release equity, the team applies the same careful, client-focused approach.
Investment clients benefit from sound advice on buy-to-let structuring, rental yield analysis in the north Dublin market, and how to position an application to lenders who provide investment mortgages. For buyers and investors in the Malahide and Fingal area, AM Financial is a well-regarded and capable local adviser.
Specialties & Services
- Residential
- First-time buyer
- Investment
Frequently asked questions about AM Financial
How do I contact AM Financial?
AM Financial operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 845 4200, by email at [email protected], or through their website at https://www.amfinancial.ie. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does AM Financial serve?
AM Financial is based in Malahide, Co. Dublin, and regularly advises clients across Malahide and the wider Fingal area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does AM Financial work with first-time buyers?
Yes. AM Financial lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Does AM Financial arrange buy-to-let or investment mortgages?
Yes — AM Financial lists investment and buy-to-let mortgages as one of their specialisms. Buy-to-let lending in Ireland typically requires a larger deposit (often 30% or more), a lower maximum loan-to-value, and stress-tested rental income. A specialist broker will know which lenders are actively writing investment business.
What should I expect at a first meeting with AM Financial?
An initial meeting with AM Financial is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does AM Financial charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask AM Financial to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for AM Financial come from?
The rating shown for AM Financial — 4.7 from 55 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is AM Financial affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with AM Financial. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does AM Financial have a website?
Yes — you can visit AM Financial's website at https://www.amfinancial.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.