Pangea Mortgages Malahide
Malahide, Co. Dublin
Pangea Mortgages brings their 4.9-star advisory service to Malahide, with strong expertise in high-value coastal property purchases and first-time buyer mortgages in north county Dublin.
About Pangea Mortgages Malahide
Pangea Mortgages' Malahide presence addresses the specific needs of one of north Dublin's most sought-after coastal property markets. Malahide, Portmarnock, and the surrounding coastal villages consistently attract high-value property transactions — and Pangea's established expertise in complex, high-value mortgage cases makes them particularly well suited to this market. Their 4.9-star rating across 95 local reviews confirms the quality of their delivery.
High-value mortgage applicants face a different set of challenges than standard purchasers: larger loan amounts, more intensive income verification, and stricter stress-testing. Pangea's advisors have extensive experience navigating these cases under Central Bank macroprudential rules — including guiding clients through the LTI/LTV exception policy, complex income structures, non-standard employment, and multi-income households, all common features among buyers in the Malahide price bracket.
First-time buyers entering the north county Dublin coastal market benefit from Pangea's systematic approach: affordability modelling, Help to Buy and First Home Scheme eligibility, securing approval in principle early, and careful lender selection based on your specific profile. Given the price premium in Malahide compared to other parts of Fingal, maximising your borrowing potential within responsible limits matters more here than in many other markets.
Switchers in Malahide and the surrounding area get Pangea's thorough remortgage analysis — including cashback offers and break fee costs — and their network of lender relationships, often identifying savings opportunities that aren't visible from a simple comparison website. Backed by the full Pangea platform, this is sophisticated, high-quality mortgage advice in a premium local setting.
Specialties & Services
- First-time buyer
- High-value
- Switcher
Frequently asked questions about Pangea Mortgages Malahide
How do I contact Pangea Mortgages Malahide?
Pangea Mortgages Malahide operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 515 1000, by email at [email protected], or through their website at https://pangeamortgages.com/mortgage-broker-dublin/malahide. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does Pangea Mortgages Malahide serve?
Pangea Mortgages Malahide is based in Malahide, Co. Dublin, and regularly advises clients across Malahide and the wider Fingal area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Pangea Mortgages Malahide work with first-time buyers?
Yes. Pangea Mortgages Malahide lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can Pangea Mortgages Malahide help me switch my mortgage?
Yes — Pangea Mortgages Malahide lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
What should I expect at a first meeting with Pangea Mortgages Malahide?
An initial meeting with Pangea Mortgages Malahide is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Pangea Mortgages Malahide charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Pangea Mortgages Malahide to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Pangea Mortgages Malahide come from?
The rating shown for Pangea Mortgages Malahide — 4.9 from 95 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Pangea Mortgages Malahide affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Pangea Mortgages Malahide. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does Pangea Mortgages Malahide have a website?
Yes — you can visit Pangea Mortgages Malahide's website at https://pangeamortgages.com/mortgage-broker-dublin/malahide to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.