North Dublin Mortgages
Swords, Co. Dublin
North Dublin Mortgages is a Swords-based Fingal broker, rated 4.8 stars across 95 reviews for first-time buyer, mover, switcher, and investment advice across the north Dublin commuter belt.
About North Dublin Mortgages
North Dublin Mortgages has established itself as the natural first call for mortgage advice across the Swords, Malahide, Portmarnock, and Fingal commuter belt — a fast-growing part of the county where demand from first-time buyers and families moving out of the city remains consistently strong. Their 4.8-star rating across 95 reviews confirms a team that delivers reliably excellent service.
For first-time buyers making the move to north county Dublin — often attracted by better value per square metre compared to the city — the team navigates the process with patience and precision. They assess borrowing capacity, identify the most competitive lenders for your profile, flag Help to Buy and First Home Scheme eligibility, and help you time your application and approval in principle to maximise your chances of approval.
Movers benefit from the broker's experience coordinating simultaneous purchases and sales — a logistically complex situation that requires careful sequencing of mortgage approvals, bridging arrangements, and completion dates. North Dublin Mortgages has handled enough of these cases to anticipate the friction points and manage them proactively.
Switchers and investment buyers receive the same thorough treatment: detailed remortgage comparisons that weigh cashback offers against break fees for switchers, and structured portfolio financing — including rental yield analysis and interest-only options where suitable — for those looking at Fingal's growing rental market. With a local name and a local focus, this is a broker that genuinely understands the north Dublin property landscape.
Specialties & Services
- First-time buyer
- Mover
- Switcher
- Investment
Frequently asked questions about North Dublin Mortgages
How do I contact North Dublin Mortgages?
North Dublin Mortgages operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 800 0080, by email at [email protected], or through their website at https://northdublinmortgages.ie. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does North Dublin Mortgages serve?
North Dublin Mortgages is based in Swords, Co. Dublin, and regularly advises clients across Swords and the wider Fingal area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does North Dublin Mortgages work with first-time buyers?
Yes. North Dublin Mortgages lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can North Dublin Mortgages help me switch my mortgage?
Yes — North Dublin Mortgages lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
Does North Dublin Mortgages arrange buy-to-let or investment mortgages?
Yes — North Dublin Mortgages lists investment and buy-to-let mortgages as one of their specialisms. Buy-to-let lending in Ireland typically requires a larger deposit (often 30% or more), a lower maximum loan-to-value, and stress-tested rental income. A specialist broker will know which lenders are actively writing investment business.
What should I expect at a first meeting with North Dublin Mortgages?
An initial meeting with North Dublin Mortgages is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does North Dublin Mortgages charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask North Dublin Mortgages to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for North Dublin Mortgages come from?
The rating shown for North Dublin Mortgages — 4.8 from 95 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is North Dublin Mortgages affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with North Dublin Mortgages. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does North Dublin Mortgages have a website?
Yes — you can visit North Dublin Mortgages's website at https://northdublinmortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.