OMAC Mortgages & Finance
OMAC Business Centre, Clondalkin, Dublin 22
OMAC Mortgages & Finance in Clondalkin stands out for their self-build mortgage expertise alongside strong first-time buyer and switcher services — a distinctive offering for west Dublin clients with ambitious plans.
About OMAC Mortgages & Finance
OMAC Mortgages & Finance has built a strong and distinctive reputation in Clondalkin, with a 4.7-star rating across 80 reviews and a genuine specialism that sets them apart from most local brokers: self-build mortgages. While many brokerages handle standard house purchases, OMAC has developed deep expertise in the financing of self-build and one-off housing projects — a much more complex process involving stage payment structures, valuations, planning conditions, and careful cash flow management.
For self-builders in the south Dublin and commuter county areas, OMAC's experience is invaluable. They understand how lenders structure stage payment drawdowns, what documentation is required at each phase of construction, and how to manage the gap between build costs and final market value. This is not a service many general mortgage brokers can provide with confidence.
For first-time buyers pursuing a conventional purchase, OMAC provides the same thorough and supportive service as their best-reviewed peers — careful affordability assessments, Help to Buy and First Home Scheme eligibility checks, securing approval in principle early, lender comparisons, and comprehensive application management. Switchers benefit from the team's detailed remortgage analysis of current and available rates, weighing cashback offers against any break fee — with honest projections of what a switch would actually save over the remaining term.
Based at OMAC Business Centre in Clondalkin, this is a broker with the expertise to handle straightforward cases and the complex ones with equal competence.
Specialties & Services
- First-time buyer
- Self-build
- Switcher
Frequently asked questions about OMAC Mortgages & Finance
How do I contact OMAC Mortgages & Finance?
You can contact OMAC Mortgages & Finance by phone on +353 1 457 9555, by email at [email protected], or through their website at https://omacmortgages.ie. Their office is located at OMAC Business Centre, Clondalkin, Dublin 22. Most Dublin mortgage brokers offer an initial consultation by phone, video call, or in person — it is usually free and without obligation.
What areas does OMAC Mortgages & Finance serve?
OMAC Mortgages & Finance is based in Clondalkin, Dublin 22, and regularly advises clients across Clondalkin and the wider South Dublin area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does OMAC Mortgages & Finance work with first-time buyers?
Yes. OMAC Mortgages & Finance lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can OMAC Mortgages & Finance help me switch my mortgage?
Yes — OMAC Mortgages & Finance lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
What should I expect at a first meeting with OMAC Mortgages & Finance?
An initial meeting with OMAC Mortgages & Finance is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does OMAC Mortgages & Finance charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask OMAC Mortgages & Finance to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for OMAC Mortgages & Finance come from?
The rating shown for OMAC Mortgages & Finance — 4.7 from 80 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is OMAC Mortgages & Finance affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with OMAC Mortgages & Finance. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does OMAC Mortgages & Finance have a website?
Yes — you can visit OMAC Mortgages & Finance's website at https://omacmortgages.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.