Mortgage Xpress
Lucan, Co. Dublin
Mortgage Xpress in Lucan combines speed with substance, delivering 4.7-star mortgage advice for first-time buyers, residential purchasers, and switchers across west Dublin and the Lucan corridor.
About Mortgage Xpress
Mortgage Xpress lives up to its name: a Lucan-based brokerage with a reputation for getting clients to mortgage approval efficiently without cutting corners on the quality of advice. Their 4.7-star rating across 58 reviews reflects consistent delivery on both the speed and thoroughness fronts — a combination that resonates strongly with first-time buyers who are often anxious about timing in a competitive market.
Lucan is one of Dublin's most established suburban commuter towns, attracting significant volumes of first-time buyers and families upsizing from starter homes. Mortgage Xpress is embedded in that market, with advisors who understand local property pricing, the lenders most active in this area, and the typical buyer profile in the Dublin 15–Lucan corridor.
For first-time buyers, the team handles everything from initial eligibility assessment and Help to Buy paperwork through to securing approval in principle and full loan offer, managing the relationship with lenders and solicitors to avoid the delays that can derail purchase timelines. Switchers benefit from clear, quantified remortgage comparisons of existing versus available rates — with cashback and break fee figures laid out side by side — so you know exactly whether a switch makes financial sense before you commit to the process.
Residential clients at any stage find Mortgage Xpress to be a reliable, communicative partner — the kind of broker that returns calls promptly and keeps you informed without needing to chase them.
Specialties & Services
- First-time buyer
- Residential
- Switcher
Frequently asked questions about Mortgage Xpress
How do I contact Mortgage Xpress?
Mortgage Xpress operates primarily online, serving clients across Dublin without a walk-in office. You can reach them by phone on +353 1 621 4700, by email at [email protected], or through their website at https://mortgagexpress.ie. Most online brokers offer video-call consultations in place of a physical meeting — it is typically free and without obligation.
What areas does Mortgage Xpress serve?
Mortgage Xpress is based in Lucan, Co. Dublin, and regularly advises clients across Lucan and the wider South Dublin area. Most Dublin mortgage brokers are happy to work with clients anywhere in Ireland because documents, signatures, and lender communication are largely digital — contact them directly to confirm whether they cover your location.
Does Mortgage Xpress work with first-time buyers?
Yes. Mortgage Xpress lists first-time buyers as one of their specialisms. They can guide you through Approval in Principle, the Help to Buy refund scheme, and the First Home Scheme, and help you understand the Central Bank of Ireland's 4x income cap and 90% loan-to-value limit that apply to first-time buyers.
Can Mortgage Xpress help me switch my mortgage?
Yes — Mortgage Xpress lists mortgage switching as one of their specialisms. Switching (sometimes called remortgaging) means moving your existing mortgage to a new lender to secure a better rate, a shorter term, or a cashback offer. A broker can compare your current rate against the full lender panel and handle the application paperwork end to end.
What should I expect at a first meeting with Mortgage Xpress?
An initial meeting with Mortgage Xpress is usually 45-60 minutes, free, and without obligation. Expect to discuss your income, deposit, existing debts, and timeline. Bring recent payslips, a current account statement, and a rough idea of the property price you are targeting. The broker will explain which lenders on their panel are the best match and what documents you will need to progress to Approval in Principle.
Does Mortgage Xpress charge a fee?
Most Dublin mortgage brokers, including those listed on Dublish, are paid a commission by the lender once your mortgage completes, so there is typically no direct cost to the borrower. Some brokers charge an additional advice or arrangement fee for complex cases (for example, self-employed, non-standard income, or multiple properties). Always ask Mortgage Xpress to confirm their fee structure in writing before you engage them — this is a requirement under Central Bank of Ireland consumer protection rules.
Where do the ratings for Mortgage Xpress come from?
The rating shown for Mortgage Xpress — 4.7 from 58 reviews — is aggregated from Google, not collected by Dublish. These are third-party reviews submitted by the broker's own clients on public platforms. Dublish surfaces this data to help you compare brokers; we do not verify individual reviews or moderate their content. We recommend reading the underlying reviews on the source platform before deciding.
Is Mortgage Xpress affiliated with Dublish?
No. Dublish maintains an independent directory of Dublin mortgage brokers and is not affiliated with Mortgage Xpress. We do not take payment for placement and brokers cannot pay to appear higher in our listings. If you spot out-of-date contact details or information on this page, please let us know and we will correct it.
Does Mortgage Xpress have a website?
Yes — you can visit Mortgage Xpress's website at https://mortgagexpress.ie to learn more about their services, team, and regulatory details. All regulated mortgage brokers in Ireland must display their firm name, address, and Central Bank of Ireland registration reference on their website.